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Frequently Asked Questions
We've divided the most frequently asked questions into easier to digest sections.


Your account...
Where do I send my payment?
What is my payoff? Where can I get a payoff quote?
Can I make my monthly payments via direct debit?
Can I make a payment over the phone?
I have not received my first statement, what should I do?
How can I get a copy of my payment history?
How can I update my address or phone number?
My account is paid off, when should I expect my title / overage check (if applicable)?
 
Insurance: Collateral Protection Insurance...
What are CitiFinancial Auto’s insurance requirements?
Where do I send my insurance information?
Can I submit my insurance information online?
What is Collateral Protection Insurance?
If Collateral Protection Insurance is added to my account, will I be billed separately?
If I do not pay for Collateral Protection Insurance will this affect my account?
Who do I contact, if I think I am billed too much for Collateral Protection Insurance?
If I am placed on active military duty overseas, will I still need to provide proof of insurance?
What if my car becomes inoperable, will I still need to provide proof of insurance?
What does Balboa Insurance have to do with my account?
If I am placed on active military duty overseas, will I still need to provide proof of insurance?
 
Insurance: Insurance Claims...
Who do I contact, if my car has been either partial damaged or totaled?
My Insurance Company made my insurance check payable to CitiFinancial Auto and myself. What do I do?
What is the process to get the vehicle repaired?
I purchased Disability insurance when I bought my vehicle. I am now out of work due to a disability. How do I get my claim started?
Who do I contact to find out the status of a claim I have with Balboa?
 
Lien Release...
How long after my loan is paid-off, will I receive my title?
What if I do not have my title and a lien release is needed?
What documents do I need for a Title Change?
What documents are needed to complete a New State Registration?
 
General questions...
Are there any penalties for paying of my loan early?
How are payments applied to my account if I make additional payments?
What does KBB and NADA mean to me?
How can I reset my password to pay online if I've been locked out?
Do I need to login to the CitiFinancial Auto website to make a payment?
What if I forgot my sign-in and/or password?
What is the best way to view the CitiFinancial Auto Web Site?
I am having trouble with my payment through the SpeedPay system. What should I do?
   
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