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Our goal is to maintain your trust and confidence when handling personal information about you.
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As a Citi customer you have the opportunity to make choices about how personal information about you may be shared. As you consider this, we encourage you to make choices that enable us to provide you with quality products and services that help you meet your financial needs and objectives.
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| Security Of Personal Information: |
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The security of personal information about you is our priority. We protect personal information we collect about you by maintaining physical, electronic, and procedural safeguards that meet applicable law. We train our employees in the proper handling of personal information. Whenever we use other companies to provide services for us, we require them to protect the confidentiality of personal information they receive.
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We want you to understand what personally identifiable information ("Information") is collected through this Web site and how it may later be disclosed.
You can visit this site and find out about our products and services, check on career opportunities, or use other value-added services without giving us any information about yourself.
CitiFinancial Auto collects information when you submit an online loan application at this site, such as, but not limited to, your name, address, Social Security number, telephone number, e-mail address, income and occupation. If you apply to be a customer of a Citi affiliate, that affiliate may collect additional Information about you, including Information you provide on applications and other forms, Information about your transactions with such affiliate or nonaffiliated third parties, Information received from a consumer reporting agency, and Information received about you from other sources.
If you are a customer, details about the information we collect and how it may be disclosed is contained in our Privacy Notice. Additional information regarding privacy choices is provided when you become a customer.
In order to provide better service, we may use "cookies" which may be set by another company for us. A cookie is a small piece of information that a Web site stores on your Web browser that can later be retrieved and read only by the same site. We use cookies for administrative purposes and to enhance your online experience. For example, we may use cookies to track the number of visitors to our site or to enable us to present rotating information to you at our site. You can set up your Web browser to inform you when cookies are set or to prevent cookies from being set.
When you click on a link contained on this site, you may leave this site and go to another Web site maintained by Citi, one or more affiliates or divisions of Citi, or possibly a non-affiliated third party. Linked sites maintained by Citi, or one or more of its affiliates or divisions, may have their own cookie policies. Linked sites maintained by non-affiliated third parties may have a cookie policy different from that of Citi and/or its affiliates.
Additionally, non-customers who receive promotional messages about our products and services may elect to not receive ("opt out") further messages. If you opt out from receiving these messages we will retain your e-mail address solely for the purposes of facilitating your request.
Information that you provide to us online, and in your online auto loan application, may be accessed and changed by calling our customer service line. To protect your privacy, proof of identity or other authentication is required.
Customers may review and change contact information such as address, phone and e-mail information by signing on and updating their personal profile.
From time to time, we may change this Internet Privacy Policy. The effective date of this policy, as stated below, indicates the last time this policy was revised or materially changed. Checking the effective date below allows you to determine whether there have been changes since the last time you reviewed the policy.
This policy was last modified on July 2, 2007.
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Our goal is to maintain your trust and confidence when handling personal information about you.
As a CitiFinancial Auto customer, you have the opportunity to make choices about how personal information about you may be shared. As you consider this, we encourage you to make choices that enable us to provide you with quality products and services that help you meet your financial needs and objectives.
| Security of Personal Information |
The security of personal information about you is our priority. We protect this information by maintaining physical, electronic, and procedural safeguards that meet applicable law. We train our employees in the proper handling of personal information. When we use other companies to provide services for us, we require them to protect the confidentiality of personal information they receive.
The notice tells you how we collect, handle, and disclose personal information about you. If you want to limit our disclosing of this information, please see the Privacy Choices Form on panel 5 of the notice or call us toll free at the Customer Service number shown on your billing statement. You may also call us at that number to obtain a notice. If you are a joint account holder, we will accept instructions from either of you and apply them to the entire account. This notice applies to both current and former customers.
This notice applies to information that identifies you personally. We may use information which does not personally identify you to help manage our businesses and to develop products that provide us, our affiliates, and other companies insight into consumer spending behavior.
We may change this notice from time to time. If we do, we will notify you as required by applicable law. Unless you request a change or you have been informed otherwise by us, any previous privacy choices you may have given us will remain in effect.
Please allow approximately 30 days from our receipt of your privacy choices for them to become effective.
If you are also a customer of other Citi affiliates and you receive a notice of their intent to share certain information about you, you will need to separately notify them if you do not want them to share such information.
| Personal Information We Collect and May Disclose |
The personal information we collect about you comes from the following sources:
- Information we receive from you, such as your name, address, and telephone number,
- Information about your transactions, such as your account balances, payment history, and account activity, and
- Information we receive from consumer reporting agencies and other sources, such as your credit bureau reports and other information relating to your creditworthiness.
We may disclose any of the above information we collect to affiliates and non affiliated third parties as described below.
| Affiliates to Whom We May Disclose Personal Information |
Our affiliates are the family of companies controlled by Citi. Affiliates to whom we may disclose personal information about you are in several different businesses, including banking, credit cards, consumer finance, insurance, and securities. Our affiliates include those doing business under the names CitiAssurance, Citibank, CitiFinancial, CitiMortgage, Smith Barney, and Primerica.
| Nonaffiliated Third Parties to Whom We May Disclose Personal Information |
Nonaffiliated third parties are those not part of the family of companies controlled by Citi.
We may disclose personal information about you to the following types of nonaffiliated third parties: - Financial services providers, such as companies engaged in banking, credit cards, consumer finance, securities, and insurance; and
- Non-financial companies, such as companies engaged in direct marketing and the selling of consumer products and services.
If you fill in Box 1 on the Privacy Choices Form, we will not make these disclosures except as follows: First, we may disclose information about you as described above in "Personal Information We Collect and May Disclose" to third parties that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. Second, we may disclose personal information about you to third parties as permitted by law, such as disclosures necessary to process and service your account, to protect against fraud, and to protect the security or confidentiality of our records.
This section describes your privacy choices. Please remember that we will continue to protect personal information about you regardless of your privacy choices.
| Disclosing to Nonaffiliated Third Parties (Box 1) |
As described in this notice, we will limit the personal information about you that we disclose to nonaffiliated third parties if you fill in Box 1 on the Privacy Choices Form.
| Sharing with Citi Affiliates (Box 2) |
Our ability to share information with our affiliates helps us to more easily provide you with quality products and services to meet your financial needs and goals.
The law allows us to share with our affiliates any information about our transactions or experiences with you. Unless otherwise permitted by law, we will not share with our affiliates other information that you provide to us or that we obtain from third parties (for instance, credit bureaus) if you fill in Box 2 on the Privacy Choices Form.
| Information for Vermont and California Customers |
In response to a Vermont regulation, we will automatically treat accounts with Vermont billing addresses as if you filled in Box 1 and Box 2 on the Privacy Choices Form. And if we disclose information about you to nonaffiliated third parties with whom we have joint marketing agreements, we will only disclose your name, address, other contact information, and information about our transactions or experiences with you.
In response to a California law, we will automatically treat accounts with California mailing addresses as if you filled in Box 1 on the Privacy Choices Form and will not disclose personal information about you to nonaffiliated third parties except as permitted by the applicable California law. We will also limit the sharing of information about you with our affiliates to comply with all California privacy laws that apply to us. To further restrict sharing with affiliates as described in this notice, you can fill in Box 2 on the Privacy Choices Form.
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